Finance automation
Takes complete loan and credit applications through document checks, credit and risk scoring, approval routing by limit, applicant updates and handover to disbursement, with an audit trail.
Full credit approvals involve many documents, checks and approvers, and applications stall between steps. Inconsistent assessments create risk. Applicants have no visibility of progress.
Where the time goes before automation:
The AI workflow
Loan and Credit Approval Workflow
A full loan or credit application with documents is submitted.
A full loan or credit application with documents is submitted.
Loan origination system, portal
Identity, income and supporting documents are checked for completeness and consistency.
OCR, KYC service
Credit history, affordability and fraud signals are combined into a risk score.
Credit bureau, risk engine
The application goes to the right approval level based on amount and risk.
Approval workflow
The applicant receives status updates by SMS, email or app.
SMS, email, WhatsApp
Approved loans move to disbursement with a full audit trail.
Core banking
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Qualitative benefits. We measure the real effect on your process during the first weeks.
Timelines depend on your systems and are confirmed after discovery.
FAQ
Low-risk, low-value applications can be auto-approved if your credit policy allows it; others go to human approvers.
Pre-screening gives a quick indication before applying; this workflow handles the full application and decision.
Learn to build this
with DAIDU faculty
Build one finance workflow, such as invoice extraction or variance commentary, with a review step built in.
with DAIDU faculty
Your leadership team agrees one AI roadmap with owners, priorities and measures.
Consultation
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