Cleo is an AI-powered personal finance assistant designed to simplify money management for users worldwide. By connecting securely to bank accounts, Cleo analyzes spending patterns, offers budgeting advice, and provides automated savings solutions. Users can benefit from tools like cash advances, bill negotiation support, and high-yield savings accounts. The friendly chatbot interface ensures that financial guidance is interactive, approachable, and easy to follow. Cleo empowers individuals to make informed decisions, save efficiently, build credit, and enhance overall financial literacy. Ideal for anyone looking to take control of personal finances, manage debt, or plan for future expenses, Cleo transforms financial planning into a seamless, AI-driven experience.

Key Features:

• Conversational Interface for friendly, intuitive financial guidance

• Spending Analysis to track habits and optimize savings

• Budgeting Tools to create, monitor, and maintain financial goals

• Automated Savings with round-ups and auto-transfers

• Cash Advances up to $250 for unexpected expenses

• Credit Builder Program to improve credit score efficiently

• Bill Negotiation Assistance to reduce monthly expenses

• Access to High-Yield Savings Accounts for better returns

Industries:

• Personal Finance

• FinTech

• Banking & Credit Management

• Wealth Management

• Digital Financial Services

Cleo helps individuals take control of their personal finances with AI-driven insights. Users can budget and track expenses by monitoring spending and setting goals. It assists in managing debt with repayment strategies and tools. Those looking to build or improve credit can use Cleo’s credit-building program. Automated savings allow effortless fund allocation through round-ups or transfers. Users can access short-term cash advances for unexpected needs. Cleo supports bill negotiation to reduce monthly expenses. It enhances financial literacy with interactive AI guidance. Users can analyze spending patterns and identify saving opportunities. By combining AI intelligence with a friendly interface, Cleo makes managing money simple, proactive, and engaging.